Experience Effortless Currency
Management with Local Bank Details

Say goodbye to long queues and overwhelming paperwork typically associated with
setting up local currency accounts worldwide.

  • Effortlessly manage currency accounts with local bank details, bypassing queues and excessive paperwork.

  • Save on unnecessary bank charges with no account opening fees, monthly maintenance charges or minimum transaction requirements.

  • Streamline global cash management by converting held balances to different currencies with ease and monitoring transactions globally.

  • Rest easy knowing your funds are secure with end-to-end encryption and bank-level security.

  • Easily issue multi-currency employee cards to your global workforce for streamlined purchasing.

  • Pay global expenses directly from your multi-currency wallet, eliminating high FX conversion fees.

  • Scale globally with a single point of entry and management, simplifying account funding from various sources.

  • Fully integrated access within employee profiles.

  • Seamlessly integrate Visa and Mastercard schemes for wide acceptance, cutting time-to-market for your global card offering.

  • Utilize our expansive network from day one with support for Apple Pay and Google Pay.

  • Reduce payment transfer costs with transparent conversion rates and real-time currency conversions.

  • Reconcile and report faster with settlement handling and webhook integrations for finance platforms.

  • Enjoy fast and flexible finance worldwide with open accounts and global multi-currency management.

  • Receive and issue transfers through local clearing houses, SWIFT, direct debit or wire in multiple countries and currencies.

  • Hold 70 different currencies in a single account and convert currencies in real-time.

  • Avoid intermediaries, make faster decisions and enable real-time global mass payouts with ease.

Supported Currencies

Enabling Global Employers to Differentiate with Real-Time Cross Boarder Capabilities

Issue Payments

to Global Teams

Maximize coverage with flexible payouts and lower fees

Send payments to 125+ countries,
including emerging markets, using local clearing systems for faster and more cost-effective transactions.

Flexible payout options
Send local and international payouts
through various methods such as wallets, cards, bank accounts and more.

Mitigate cross-border compliance risks

Leverage money transmitter licenses
through our integrated partner, in multiple countries for compliant and secure
payment operations.

Activate
Employee Cards

Effortlessly fund multi-currency
accounts

Transfer funds from your bank, cards or direct debit to our multi-currency wallet.

Support for Visa and Mastercard
We support Visa and Mastercard for wider acceptance based on your operating
model.

Versatile global financial services
Effortlessly open and manage multi-currency accounts remotely. Access global funds, convert currencies and disburse payments with speed and flexibility.

Find Payroll Funding

Peace of Mind

Automate funding with bank transfers or direct debit

Effortlessly and speedily fund or replenish
a multi-currency wallet to facilitate the
payroll process at set thresholds.

Smooth Currency Conversion

Utilize our multi-currency wallet for
seamless payment dispersal in local
currencies to provide convenience for
employees.

Fast and flexible global finance solutions

Open accounts remotely to access global
multi-currency accounts quickly for
receiving, converting and disbursing
funds.

Improve Country Onboarding and Configuration Workflows while Reducing Compliance Risk

Enable your organization to scale by
accelerating time to market through our
adaptable deployment options and customized
solutions, driving success and growth in the
global market.

Virtual Wallet & Banking FAQs

Why is working with Helios better than working with a bank?

With Helios you don’t need to open bank accounts across multiple. Instead, pay all of your employees across the globe through a single platform.

Helios partners with licensed and regulated financial institutions authorized to hold and transfer your workforce-dedicated funds in designated wallets at top tier banks such as JP Morgan Chase. Customers’ funds are properly safeguarded, as required by Helios’ various payment licenses and protected with bank-level security.

How long does it take for a client to be onboarded to the payment solution?

Under normal circumstances, Helios considers an average of 2 to 3 days for onboarding clients with the payment solution. However, keep in mind that the onboarding process is extensive and will always be contingent on the payroll process and its KYC procedure.

What kinds of payments can I make?

You can open a Workforce Wallet to make global direct deposits for all types of workforce payments to all stakeholders and for all employment categories, including EOR, contractor and authority payments. Payroll payments are made from a centralized location, operating on payment rails designed for global workforce payments.

Helios conducts account validation, transactional monitoring and AML checks, adding a layer of security and assurance that payments will not reach unauthorized people. As a centralized, regulated institution using optimized rails, Helios offers lower fees and FX rates with full transparency over the entire process.

What is wrong with the payment process I use today?

Before Helios’ Workforce Payments option, no solution on the market utilized payment rails designed especially for global direct deposits (workforce payments). The result was high fees, slow delivery and an assortment of other inefficiencies:

  • No land date commitment – All current solutions were designed to focus on the ‘send’ date, not the ‘land’ date, making it hard to ensure on-time delivery across the globe every payday.

  • Lack of transparency – Companies that rely on payroll providers to handle global direct deposits have no visibility into the payment processes, leading to hidden fees and high FX rates due to the use of sub-prime banks.

  • Fragmented operations – If companies pay their global workforce through bank transfers, they need bank accounts in every country. Data transferred between platforms creates risks for data breaches, especially when using transfer methods such as email.

  • Funds not segregated – When payment, payroll or other service providers along the chain are not licensed and regulated, they do not maintain segregated accounts, among other necessary standards. Your funds are mixed with others’, sometimes with the provider’s own funds, leaving you with no protection.

What is Helios's liability policy?

Helios assumes liability for the entire global direct deposit process – from funding the workforce wallet to the actual delivery of payments. Your entire workforce will receive accurate and on-time payment, provided all information has been given to Helios on time. Read our full-liability message here: www.Heliosglobal.com/full-liability-policy

Is my money secure when stored in Helios' Workforce Wallet?

Yes, your money is secure with Helios’ Workforce Wallet. Helios uses client money accounts held with Tier 1 banks to ensure the utmost safety and protection of client funds. Client’s money is kept separate and segregated from our operational funds, thus the risk to clients is minimized. This means that even if the company would face unexpected financial challenges, client funds remain distinct and inaccessible for meeting the company’s operational expenses or debts. The funds remain yours only. Our top priority is the trust and safety of our clients and we adhere to best practices and regulations to uphold that commitment.

Can Helios guarantee payments on time?

Yes! Helios assumes full liability for payments arriving on pay day and accurately.

How fast is the payment processing from sending to landing in my workers' accounts?

In countries where instant rails are available, we can complete the transaction in 15 seconds. In 95% of our transactions, payments arrive on the same day. In other countries, we guarantee arrival in 72 hours — no need for local bank accounts.

What is your global coverage?

Helios’ Workforce Wallets and global direct deposits cover payments across the globe. You can pay out in the local currency in 125+ countries.

Helios offers funding in 14 currencies – USD, EUR, AUD, AED, GBP, CAD, CHF, CZK, DKK, HKD, NZD, PLN, SEK, SGD.

In some locations, like in the U.S. or when local payment requires exotic currency, you can open a local wallet exclusively for funding and paying accounts in that country. Using local currency makes payments quicker and cheaper.

You can find our detailed payment coverage here.

How do you ensure my payments are safe and secure?

As a regulated financial services company, we keep your funds segregated, safeguarded and secure in Tier 1 banks until delivery to your employees. In order to work with our banking partners, including J.P. Morgan, Citi Bank and HSBC, we must maintain bank-level security for all transfers. Our customers use one centralized platform instead of managing different platforms and exporting data, exposing it to risk. Helios’ Workforce Wallet meets the highest security standards: GDPR, SOC2 Type l, SOC2 Type ll, ISO 27001, ISO 27701, CSA.

What is a segregated and safeguarded account?

Helios is a licensed and regulated financial institution authorized to facilitate digital financial transactions. We hold all client funds in Client Money Accounts (CMAs) with Tier 1 banks such as J.P. Morgan Chase, Citi Bank and HSBC. These accounts are segregated (we keep your funds separate from other clients and from our own corporate funds) and safeguarded (the funds are ring-fenced and cannot be used for our own operations).

A CMA maximizes your control over your funds and minimizes the risk involved in cross-border workforce payments. Only licensed and regulated financial institutions such as Helios can be relied upon to segregate and safeguard your funds.

Get Started with Helios in Three Simple Steps

  • Schedule a Consultation or Opt for Self-Service

    Arrange a consultation with our worldwide team of experts or explore our self-service option. We will create a tailored, complimentary account to meet your team's requirements.

  • Configure Your Countries and Integrate Your Teams

    Effortlessly onboard both new hires and current team members using our user-friendly platform.

  • Personalized Onboarding Experience

    Receive dedicated support from our team, helping you navigate local regulations and providing assistance to your team members, ensuring a smooth setup process.